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Lionheart Assurance Solutions warns of online phishing and spoofing scams. Lionheart Assurance Solutions says avoiding phishing and spoofing scams, frauds and ripoffs is a growing concerning among online users and it is of an important concern because it is now one of the #1 ways hackers and online cheats steal Net users' identity. Many online scam artists and cheats are currently growing and so is there sophistication. They lurk on the World Wide Web to ripoff people; especially those who are just starting to get familiar with cyberspace. In fact, the Federal Trade Commission, FBI and Earthlink are warning Web users to be more cautious in using the Internet because there are many online cheats using spoofing or phishing tools to nab online users identity, which require sending fraudulent email that is disguised as a legitimate company or bank correspondence email in order to get recipient's identity. Below are some of the things you could do to prevent falling into the trap cast by online scams or rip-off artists operating on the Web.

The first step you need to be aware of on how to avoid phishing/spoofing scams is to be vigilant. If you receive e-mails asking you to verify information, give card numbers, and provide personal data, such as social security number, you should be suspicious. Banks, credit card companies and other financial institutions would not simply send emails like these. When you read such emails, you should contact your bank and credit card or other financial institutions to verify their request. You should also see and make a note of the web address found in the header of the suspicious e-mails. Big legitimate companies usually use .com, .net or .org and would be fairly easy to identify.

Another important thing that you need to remember about how to avoid phishing/spoofing scams is to ignore the email. Do not reply nor download any attachment without first taking the time to discern whether it is legitimate or not. The email may contain malware and scam ware that might be used to phish passwords and other information that con artists and online fraudsters can use to defraud you. It is also important that you consult with your spouse before you provide via the Internet any personal information about you both.

Emails sent by these scam artists and crooks can look almost real so you really have to be careful. If you suspect that an email you received is a scam, immediately report the matter to your ISP. Lastly, children and teens are also becoming targets of these online crooks. So it is essential that you also teach your children how to avoid phishing/spoofing scams so that they can be protected too. To know more about safe Internet usage, take the time today to click on to www.LionheartAssuranceSolutions.com.